LEARN ABOUT WHAT MEDICARE ADVANTAGE CAN DO FOR YOU
Medicare Advantage plans, sometimes called part C or MA Plans, are an all-in-one alternative to Original Medicare. They combine part A and B, and sometimes D plans, together. They are offered by private companies approved by Medicare. If you join a Medicare Advantage plan, you still have Medicare and they must cover all of the services that Original Medicare covers. Most Medicare Advantage plans offer extra coverage like: vision, hearing, dental, and/or health and wellness programs and most include Medicare drug prescription coverage part D. If you are 65 or older seeking straightforward, affordable Medicare Advantage plans, contact Absolute Insurance Solutions, LLC at 623-328-5298 today.
Learn More About Medicare Advantage
We understand that most people live on a fixed income and there can be many challenges with that. What can make matters worse is when unexpected medical costs happen, and they can add up rather quickly with Medicare Part A & B possibly not covering everything, there is another option which is the Medicare Advantage Plan. The Medicare Advantage Plan is similar to your PPO and HMO plans, yet often the cost is less.
The Medicare Advantage Plan is an alternative to Original Medicare and Part D. The Medicare Advantage Plan is offered by private insurance companies that have been approved by Medicare and it covers more than Medicare Part A & B, except hospice care.
The Medicare Advantage Plan has a monthly premium and also provides an annual out of pocket maximum which allows you to better manage finances knowing how much you could pay for medical services each year.
What can the Medicare Advantage Plan Cover?
Vision
Dental
Hearing
Wellness Programs
Emergency Care
Non-life-threatening urgent care
Medicare prescription drug coverage which is Part D.
Learn More About Medicare Advantage
Companies We Work With For Medicare Advantage
Allwell
Bright Health
United Healthcare
Aetna
Cigna
Wellcare
BCBS of AZ
Humana
Areas Where Medicare Advantage Plans Do Not Cover
Medicare Advantage can help with expenses like copays, coinsurance and deductibles, but unfortunately, they do not cover a few different things. Below are areas where they do not cover:
Long-Term Care
Short-Term Care
Private-Duty Nursing
Am I eligible for a Medicare Advantage Plan?
If you are currently enrolled in Medicare Part A & B then you can opt in for the Medicare Advantage Plan. This plan is a year to year, so depending on your situation you may only be able to change this plan once a year. Also Medicare Advantage Plan benefits can change each year, we are always sure to let you know what the changes are and how they might affect your coverage. The Medicare Advantage Plan will give you hospital insurance, medical insurance, and more.
At Absolute Insurance we want you to feel comfortable when it comes to your health care. It is important to us that you are well educated on all of your Medicare plan options, so that you can make the best decision when it comes to your health care coverage. At Absolute Insurance we are dedicated to helping you find affordable Medicare plans that will work for you, we can help you do that by education, comparing plans, helping your initial coverage election period or annual election period.