TRUSTWORTHY MEDICARE INSURANCE POLICIES IN PEORIA, AZ
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What Is Medicare?
Medicare became an important part of our health care coverage back in 1965 under the social security act. It was designed with the purpose of providing health insurance to anyone over the age of 65, with your income or medical history not being taken into account.
You are able to receive Medicare at the age of 65. There are a few parts to Medicare: Part A which is your inpatient hospital services and Part B which is your outpatient medical services. There is also Prescription drug coverage, which is bought separately through Part D, and last there is Part C which is the Medicare Advantage Plan and is purchased through private insurance companies.
Who is eligible for Medicare?
In order to be eligible for Medicare you need to be a U.S. Citizen or a legal resident that has been in the U.S. for more than 5 years. If this criteria is met, as well as, you have worked for at least 10 years then you will automatically be enrolled in Medicare Part A when you turn 65. Remember that Medicare Part A only covers emergency hospital visits. You will also be eligible to enroll in Medicare Part B which will cover doctor’s visits for a monthly premium.
Now there are a few special circumstances that can apply to Medicare. If you are under 65 and you have certain disabilities or lift threatening diseases, you may qualify for Medicare. Some areas this covers is ALS, End Stage Renal Disease, or if you have received Social Security Disability income for 24 months.
So what’s not covered under Parts A & B?